{"id":2066,"date":"2020-02-24T19:12:00","date_gmt":"2020-02-24T19:12:00","guid":{"rendered":"http:\/\/rockusa.tv\/?post_type=podcast&#038;p=2066"},"modified":"2020-05-16T15:45:55","modified_gmt":"2020-05-16T19:45:55","slug":"ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers\/","title":{"rendered":"EP24 \u2013 Dave Ramsey Baby Steps Review; Budgeting for variable incomes; 401K contribution amounts; Loans against 401Ks; Fee only advisers"},"content":{"rendered":"\n<ul><li>A full recap of our Dave Ramsey Baby Steps series and moving forward;<\/li><li>Savvy Savings segment about budgeting tactics for variable incomes; <\/li><li>Listener asks what should her 401K contribution amounts be at;<\/li><li>Tips on where to store the emergency fund; <\/li><li>Can or should you take out loans against 401Ks for down payments on house, medical bills or other expenses;<\/li><li>A great example of why you should only use fee only advisers &#8211; or no advisers at all<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What do you think?<\/strong><\/h2>\n\n\n\n<p>Do you agree? Let us know and we\u2019ll play or read your comments on the show.&nbsp;<strong>Call 989-888-ROCK (7625)<\/strong>&nbsp;and record your thoughts or just email us to&nbsp;<a href=\"mailto:podcast@rocklandusa.com\"><strong>podcast@rocklandusa.com<\/strong><\/a><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A full recap of our Dave Ramsey Baby Steps series and moving forward;<br \/>\nSavvy Savings segment about budgeting tactics for variable incomes;<br \/>\nListener asks what should her 401K contribution amounts be at;<br \/>\nTips on where to store the emergency fund;<br \/>\nCan or should you take out loans against 401Ks for down payments on house, medical bills or other expenses;<br \/>\nA great example of why you should only use fee only advisers &#8211; or no advisers at all<\/p>\n","protected":false},"author":1,"featured_media":2613,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/03\/ROTM-EP24.mp3","cover_image":"","cover_image_id":"","duration":"46:20","filesize":"47.16","date_recorded":"20-02-2020","explicit":"","block":"","itunes_episode_number":"24","itunes_title":"Dave Ramsey Baby Steps Review; Budgeting for variable incomes; 401K contribution amounts; Loans against 401Ks; Fee only advisers","itunes_season_number":"","itunes_episode_type":"full","filesize_raw":"49452517"},"tags":[105,111,139,145,148],"series":[234],"coauthors":[284],"episode_featured_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/05\/ALBUM-ROTM-600-JPG.jpg","episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/album-rockonthemoney1410-10.jpg","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/2066\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2066\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-2066-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2066\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2066\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2066\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast\/rockonthemoney","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"Ovb5htDncZ\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers\/\">EP24 \u2013 Dave Ramsey Baby Steps Review; Budgeting for variable incomes; 401K contribution amounts; Loans against 401Ks; Fee only advisers<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/ep24-dave-ramsey-baby-steps-review-budgeting-for-variable-incomes-401k-contribution-amounts-loans-against-401ks-fee-only-advisers\/embed\/#?secret=Ovb5htDncZ\" width=\"500\" height=\"350\" title=\"&#8220;EP24 \u2013 Dave Ramsey Baby Steps Review; Budgeting for variable incomes; 401K contribution amounts; Loans against 401Ks; Fee only advisers&#8221; &#8212; Rock on the Money\" data-secret=\"Ovb5htDncZ\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! 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