{"id":2768,"date":"2020-06-30T11:48:52","date_gmt":"2020-06-30T15:48:52","guid":{"rendered":"https:\/\/rockonthemoney.com\/?post_type=podcast&#038;p=2768"},"modified":"2020-06-30T11:48:53","modified_gmt":"2020-06-30T15:48:53","slug":"short-dave-ramsey-baby-step-3-3-6-months-emergency-fund","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund\/","title":{"rendered":"SHORT &#8211; Dave Ramsey Baby Step 3 &#8211; 3-6 Months Emergency Fund"},"content":{"rendered":"\n<p>Getting to Baby Step 3 is a huge, monumental victory! This means you have paid off all of your consumer debt &#8211; everything but your mortgage. Congratulations! It isn&#8217;t quite time let off the gas pedal &#8211; we now must save up 3-6 months of your income into a fully-funded emergency fund. This fund is what will help keep you from going back into debt. Everything from furloughs, medical, fridge broke, car repair &#8211; all these can be paid for with cash. <\/p>\n\n\n\n<ul><li>Baby Step 1: Save $1,000 cash in a beginner emergency fund<\/li><li>Baby Step 2: Use the debt snowball to pay off all your debt except for the house<\/li><li>Baby Step 3: Save a fully-funded emergency fund of 3 to 6 months of expenses<\/li><li>Baby Step 4: Invest 15% of your household income into retirement<\/li><li>Baby Step 5: Start saving for kids&#8217; college<\/li><li>Baby Step 6: Pay off your home early<\/li><li>Baby Step 7: Build wealth and give generously!<\/li><\/ul>\n\n\n\n<p><strong>Get 2 FREE stocks valued up to $1,000 here<\/strong>: <strong><a href=\"https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn\">https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn<\/a><\/strong><\/p>\n\n\n\n<p><strong>Website: <a href=\"https:\/\/netcast.one\/rotm2\/\">https:\/\/netcast.one\/rotm2\/<\/a><br>Subscribe to the podcast &#8211; all links located here:<a href=\" https:\/\/linktr.ee\/rocklandusa\"> https:\/\/linktr.ee\/rocklandusa<\/a><br>Facebook Group: <a href=\"https:\/\/www.facebook.com\/groups\/your401k\/\">https:\/\/www.facebook.com\/groups\/your401k\/<\/a><\/strong><\/p>\n\n\n\n<p><strong>Sponsored by Choice Realty Connect : <\/strong><a href=\"https:\/\/choicerealtyconnect.com\/ \"><strong>https:\/\/choicerealtyconnect.com\/<\/strong> <\/a>when you are wanting to buy or sell a home, condo or any type of property. Get matched with up to 3 top agents in your area.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Getting to Baby Step 3 is a huge, monumental victory! This means you have paid off all of your consumer debt &#8211; everything but your mortgage. Congratulations! It isn&#8217;t quite time let off the gas pedal &#8211; we now must save up 3-6 months of your income into a fully-funded emergency fund. This fund is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2480,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/06\/ROTMS-EP20.mp3","cover_image":"","cover_image_id":"","duration":"9:57","filesize":"10 MB","date_recorded":"30-06-2020","explicit":"","block":"","itunes_episode_number":"20","itunes_title":"SHORT - Dave Ramsey Baby Step 3 - 3-6 Months Emergency Fund","itunes_season_number":"","itunes_episode_type":"bonus","filesize_raw":"10584552"},"tags":[312,111,119,145,207],"series":[234,273],"coauthors":[284],"episode_featured_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/ROTMS-EP2-mp3-image.png","episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/album-rockonthemoney1410-10.jpg","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/2768\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2768\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-2768-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2768\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2768\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2768\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast\/rockonthemoney","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"OSlQuGfSKi\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund\/\">SHORT &#8211; Dave Ramsey Baby Step 3 &#8211; 3-6 Months Emergency Fund<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/short-dave-ramsey-baby-step-3-3-6-months-emergency-fund\/embed\/#?secret=OSlQuGfSKi\" width=\"500\" height=\"350\" title=\"&#8220;SHORT &#8211; Dave Ramsey Baby Step 3 &#8211; 3-6 Months Emergency Fund&#8221; &#8212; Rock on the Money\" data-secret=\"OSlQuGfSKi\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! 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