{"id":2940,"date":"2020-09-24T12:50:59","date_gmt":"2020-09-24T16:50:59","guid":{"rendered":"https:\/\/rockonthemoney.com\/?post_type=podcast&#038;p=2940"},"modified":"2020-09-24T12:51:00","modified_gmt":"2020-09-24T16:51:00","slug":"ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk\/","title":{"rendered":"EP80 &#8211; How to reward yourself while paying off debt; Red flags with mortgage brokers; Side hustling while at your work desk"},"content":{"rendered":"\n<p>We have a great lineup of your social media questions and our thoughts! We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com<\/p>\n\n\n\n<p><strong>SOCIAL MEDIA QUESTION #1<\/strong><br>Cameron &#8211; So my wife and I finally got our tax return. We\u2019re in BS2, we finished paying off another credit card ($535) and my wife\u2019s car ($1900). There is money left over but also more debt to pay off. Just wondering what everyone did to celebrate the small milestones? Is it acceptable to take $50 or so to go out and do something? I\u2019m thinking renting kayaks for a few hours would be a great way to get out and enjoy. Before you slam me, I know kayaks don\u2019t cost that much to rent lol<\/p>\n\n\n\n<p><strong>SOCIAL MEDIA QUESTION #2<\/strong><br>Nicole &#8211; I had a mortgage broker tell me to not worry about the price of the house, just the mortgage payments to make sure it\u2019s in my range. Well that sounds like someone is trying to pull the wool over my eyes?!?<\/p>\n\n\n\n<p><strong>SOCIAL MEDIA QUESTION #3<\/strong><br>Barbara &#8211; In the process of getting a mortgage for November &#8211; My husband and I are putting 20% down and if we stick to a plan (not aggressive at all, like we can still vacation and not trim the budget) we can pay our mortgage in full by the end of 2025. I know a 15 year mortgage is recommended but why not do a 30 year and have more money toward the principal? Is this only the recommendation if you plan on making minimum payments? Please help because I need to convince my husband.<\/p>\n\n\n\n<p><strong>SOCIAL MEDIA QUESTION #4<\/strong><br>Jennifer &#8211; I have free time during my regular work hours in the office. What kind of side hustle could I do at a desk? We would love to boost our baby step 3 contributions?<\/p>\n\n\n\n<p><strong>SOCIAL MEDIA QUESTION #5<\/strong><br>Brandon &#8211; I\u2019ve finally saved 100k and could literally pay off everything including my house. Why is it so hard to spend money when you worked your butt off to save??<\/p>\n\n\n\n<p><strong>SOCIAL MEDIA QUESTION #6<\/strong><br>Jon &#8211; I currently have 35k in stocks and about 15k in my military retirement plan. I have 2 car payments and owe about 50k in car loans. Should I focus more on paying off car loans or keep focusing on investing. I currently invest 22% of my pay at 965 dollars a month. Should I lower the amount to be debt free. No credit card or student loans.<\/p>\n\n\n\n<p>**This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and\/or partner links.<\/p>\n\n\n\n<p><strong>Sponsored by Choice Realty Connect :<\/strong><a href=\"https:\/\/choicerealtyconnect.com\/\"><strong> https:\/\/choicerealtyconnect.com\/<\/strong><\/a> when you are wanting to buy or sell a home, condo or any type of property. Trust Amanda to help match you with up to 3 top agents in your area.<\/p>\n\n\n\n<p><strong>BESTOW &#8211; Fast, Free Quote on affordable online term life insurance. No exam, no waiting, no hassles: <\/strong><a href=\"https:\/\/tinyurl.com\/y79pywmw\"><strong>https:\/\/tinyurl.com\/y79pywmw<\/strong><\/a><\/p>\n\n\n\n<p><strong>WEBULL &#8211; Get 1 FREE stock valued up to $1,200 here<\/strong>: <a href=\"https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn\"><strong>https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn<\/strong><\/a><\/p>\n\n\n\n<p><strong>Website: <\/strong><a href=\"https:\/\/netcast.one\/rotm2\/\"><strong>https:\/\/netcast.one\/rotm2\/<\/strong><\/a><br><strong>Subscribe to the podcast &#8211; all links located here: <\/strong><a href=\"https:\/\/linktr.ee\/rocklandusa\"><strong>https:\/\/linktr.ee\/rocklandusa<\/strong><\/a><br><strong>Call us with your questions : 989-888-ROCK (7625)<\/strong><br><strong>Facebook Group: <\/strong><a href=\"https:\/\/www.facebook.com\/groups\/your401k\/\"><strong>https:\/\/www.facebook.com\/groups\/your401k\/<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We have a great lineup of your social media questions and our thoughts! We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com SOCIAL MEDIA QUESTION #1Cameron &#8211; So my wife and I finally got our tax return. We\u2019re in BS2, we finished paying [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2789,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/09\/ROTM-ep80.mp3","cover_image":"","cover_image_id":"","duration":"35:53","filesize":"34 MB","date_recorded":"24-09-2020","explicit":"","block":"","itunes_episode_number":"80","itunes_title":"How to reward yourself while paying off debt; Red flags with mortgage brokers; Side hustling while at your work desk","itunes_season_number":"","itunes_episode_type":"full","filesize_raw":"35742568"},"tags":[105,119,142,352,218],"series":[234],"coauthors":[284],"episode_featured_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/07\/ROTM-website-front-thumb2.jpg","episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/album-rockonthemoney1410-10.jpg","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/2940\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2940\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-2940-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2940\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2940\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/2940\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast\/rockonthemoney","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"ntklVRH5RQ\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk\/\">EP80 &#8211; How to reward yourself while paying off debt; Red flags with mortgage brokers; Side hustling while at your work desk<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/ep80-how-to-reward-yourself-while-paying-off-debt-red-flags-with-mortgage-brokers-side-hustling-while-at-your-work-desk\/embed\/#?secret=ntklVRH5RQ\" width=\"500\" height=\"350\" title=\"&#8220;EP80 &#8211; How to reward yourself while paying off debt; Red flags with mortgage brokers; Side hustling while at your work desk&#8221; &#8212; Rock on the Money\" data-secret=\"ntklVRH5RQ\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! 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