{"id":3081,"date":"2021-02-18T13:29:45","date_gmt":"2021-02-18T17:29:45","guid":{"rendered":"https:\/\/rockonthemoney.com\/?post_type=podcast&#038;p=3081"},"modified":"2021-02-18T13:29:46","modified_gmt":"2021-02-18T17:29:46","slug":"ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online\/","title":{"rendered":"EP113 &#8211; What are your returns so far this year?; Where to save for a new car; How to make money online"},"content":{"rendered":"\n<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com<\/p>\n\n\n\n<p><strong>QUESTION 1<\/strong><br>I am new to the group. I am inspired by your posts. I am on BS 4. My Employer matches up to 6%. Right now I have 10% towards traditional 401k and 5% to Roth IRA. I am wondering if my percentage allocation is right. I understand the advantage of the Roth at withdrawal but I also need the tax advantage of the traditional 401k right now.<\/p>\n\n\n\n<p><strong>QUESTION 2<\/strong><br>Where do *you* personally save for a car? We are content with our vehicles but still &#8220;pay ourselves&#8221; a monthly car payment. The money currently lands in a money market account with our credit union. Should we invest our &#8220;car payments&#8221; or just keep them in the money market account. We generally keep our cars for about 5 years, which means our saving cycle is on the edge of the &#8220;5 year tipping point&#8221; decision between saving and investing.<\/p>\n\n\n\n<p><strong>QUESTION 3<\/strong><br>How to make money online?<\/p>\n\n\n\n<p><strong>QUESTION 4<\/strong><br>What\u2019s you guys ytd returns looking like? Just want to know if I am even close to matching up.<\/p>\n\n\n\n<p><strong>QUESTION 5<\/strong><br>When buying a home should I factor property tax and homeowners insurance into the 25% of income equation? Or should they be counted separately.<\/p>\n\n\n\n<p><strong>QUESTION 6<\/strong><br>My husband wants to sell our house and use the profit to start a business while we rent an apartment. What are your thoughts?<\/p>\n\n\n\n<p>**This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and\/or partner links.<\/p>\n\n\n\n<p id=\"block-68c73f71-9f43-44b7-9e36-85b6e0e876e8\"><strong>Sponsored by Choice Realty Connect :<\/strong><a href=\"https:\/\/choicerealtyconnect.com\/\"><strong> https:\/\/choicerealtyconnect.com\/<\/strong><\/a> when you are wanting to buy or sell a home, condo or any type of property. Trust Amanda to help match you with up to 3 top agents in your area.<\/p>\n\n\n\n<p id=\"block-2d1e1fc1-c666-4ec9-9be9-f3df91e8665a\"><strong>BESTOW &#8211; Fast, Free Quote on affordable online term life insurance. No exam, no waiting, no hassles: <\/strong><a href=\"https:\/\/tinyurl.com\/y79pywmw\"><strong>https:\/\/tinyurl.com\/y79pywmw<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-41eb90c9-3a9f-4ef1-a67e-7ec17c4d8ee3\"><strong>WEBULL &#8211; Get 1 FREE stock valued up to $1,200 here<\/strong>: <a href=\"https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn\"><strong>https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-8ceb106a-518f-4db8-b499-81192304ddc8\"><strong>Website: <\/strong><a href=\"https:\/\/netcast.one\/rotm2\/\"><strong>https:\/\/netcast.one\/rotm2\/<\/strong><\/a><br><strong>Subscribe to the podcast &#8211; all links located here: <\/strong><a href=\"https:\/\/linktr.ee\/rocklandusa\"><strong>https:\/\/linktr.ee\/rocklandusa<\/strong><\/a><br><strong>Call us with your questions : 989-888-ROCK (7625)<\/strong><br><strong>Facebook Group: <\/strong><a href=\"https:\/\/www.facebook.com\/groups\/your401k\/\"><strong>https:\/\/www.facebook.com\/groups\/your401k\/<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com QUESTION 1I am new to the group. I am inspired by your posts. I am on BS 4. My Employer matches up to 6%. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2950,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2021\/02\/ROTM-EP113.mp3","cover_image":"","cover_image_id":"","duration":"34:38","filesize":"33 MB","date_recorded":"18-02-2021","explicit":"","block":"","itunes_episode_number":"113","itunes_title":"What are your returns so far this year?; Where to save for a new car; How to make money online","itunes_season_number":"","itunes_episode_type":"full","filesize_raw":"34567540"},"tags":[315,167,182,389,207],"series":[234],"coauthors":[284],"episode_featured_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/10\/ROTM-EP82-mp3-image.jpg","episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/album-rockonthemoney1410-10.jpg","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/3081\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3081\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-3081-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3081\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3081\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3081\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast\/rockonthemoney","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"KXtaQ6SyeC\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online\/\">EP113 &#8211; What are your returns so far this year?; Where to save for a new car; How to make money online<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/ep113-what-are-your-returns-so-far-this-year-where-to-save-for-a-new-car-how-to-make-money-online\/embed\/#?secret=KXtaQ6SyeC\" width=\"500\" height=\"350\" title=\"&#8220;EP113 &#8211; What are your returns so far this year?; Where to save for a new car; How to make money online&#8221; &#8212; Rock on the Money\" data-secret=\"KXtaQ6SyeC\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! 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