{"id":3138,"date":"2021-05-14T16:41:32","date_gmt":"2021-05-14T20:41:32","guid":{"rendered":"https:\/\/rockonthemoney.com\/?post_type=podcast&#038;p=3138"},"modified":"2021-05-14T16:41:33","modified_gmt":"2021-05-14T20:41:33","slug":"ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles\/","title":{"rendered":"EP128 &#8211; How much do you need for retirement?; Do you need extended warranties on vehicles?"},"content":{"rendered":"\n<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com<\/p>\n\n\n\n<p><strong>QUESTION 1<\/strong><br>I appreciate all of the budgeting advice your podcast has provided. I do have a question &#8211;\u00a0 How do I determine how much I need for retirement?<\/p>\n\n\n\n<p><strong>QUESTION 2<\/strong><br>Hi all! I\u2019m still new and trying to learn. I am a 33 year old self employed nail tech. I am late in the game and would like to get started on the right foot. I started a Roth IRA and contributed my max $6K this year. I only have mortgage debt and see that I am supposed to be investing 15%. Without having a 401k, what are some other ways that I would be able to invest towards my retirement? Have I started too late?<\/p>\n\n\n\n<p><strong>QUESTION 3<\/strong><br>Is it worth buying an extended warranty on a truck?<\/p>\n\n\n\n<p><strong>QUESTION 4<\/strong><br>I hit 1\/3 of the way to a millionaire in the stock market yesterday. I am almost 50 yrs old. No debt at the moment. Will I be okay?<\/p>\n\n\n\n<p><strong>QUESTION 5<\/strong><br>Why don\u2019t more companies offer Roth 401ks?<\/p>\n\n\n\n<p><strong>QUESTION 6<\/strong><br>So I do Catering and I\u2019ve been doing it for 18 years. I could care less because I\u2019m financially well, but why is it most \u201cseen\u201d to be wealthy people don\u2019t tip at gigs but it\u2019s mostly blue collar people who do?\u00a0<\/p>\n\n\n\n<p>**This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and\/or partner links.<\/p>\n\n\n\n<p id=\"block-d89c2b32-593b-49da-b998-d9f0222aa603\"><strong>Sponsored by Choice Realty Connect :<\/strong><a href=\"https:\/\/choicerealtyconnect.com\/\"><strong> https:\/\/choicerealtyconnect.com\/<\/strong><\/a> when you are wanting to buy or sell a home, condo or any type of property. Trust Amanda to help match you with up to 3 top agents in your area.<\/p>\n\n\n\n<p id=\"block-e6b77838-89ae-4c5d-babc-05eca806c10f\"><strong>BESTOW &#8211; Fast, Free Quote on affordable online term life insurance. No exam, no waiting, no hassles: <\/strong><a href=\"https:\/\/tinyurl.com\/y79pywmw\"><strong>https:\/\/tinyurl.com\/y79pywmw<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-dedb4d8f-09c6-482f-b0dc-760d3186f81c\"><strong>WEBULL &#8211; Get 1 FREE stock valued up to $1,200 here<\/strong>: <a href=\"https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn\"><strong>https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-02ef32c6-5ef9-4832-8742-d374394e300b\"><strong>Website: <\/strong><a href=\"https:\/\/netcast.one\/rotm2\/\"><strong>https:\/\/netcast.one\/rotm2\/<\/strong><\/a><br><strong>Subscribe to the podcast &#8211; all links located here: <\/strong><a href=\"https:\/\/linktr.ee\/rocklandusa\"><strong>https:\/\/linktr.ee\/rocklandusa<\/strong><\/a><br><strong>Call us with your questions : 989-888-ROCK (7625)<\/strong><br><strong>Facebook Group: <\/strong><a href=\"https:\/\/www.facebook.com\/groups\/your401k\/\"><strong>https:\/\/www.facebook.com\/groups\/your401k\/<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com QUESTION 1I appreciate all of the budgeting advice your podcast has provided. I do have a question &#8211;\u00a0 How do I determine how much [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2950,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2021\/05\/ROTM-EP128.mp3","cover_image":"","cover_image_id":"","duration":"26:00","filesize":"25 MB","date_recorded":"13-05-2021","explicit":"","block":"","itunes_episode_number":"128","itunes_title":"How much do you need for retirement?; Do you need extended warranties on vehicles?","itunes_season_number":"","itunes_episode_type":"full","filesize_raw":"26271594"},"tags":[105,200,371],"series":[234],"coauthors":[284],"episode_featured_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/10\/ROTM-EP82-mp3-image.jpg","episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/album-rockonthemoney1410-10.jpg","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/3138\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3138\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-3138-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3138\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3138\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3138\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast\/rockonthemoney","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"HOttrfYA11\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles\/\">EP128 &#8211; How much do you need for retirement?; Do you need extended warranties on vehicles?<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/ep128-how-much-do-you-need-for-retirement-do-you-need-extended-warranties-on-vehicles\/embed\/#?secret=HOttrfYA11\" width=\"500\" height=\"350\" title=\"&#8220;EP128 &#8211; How much do you need for retirement?; Do you need extended warranties on vehicles?&#8221; &#8212; Rock on the Money\" data-secret=\"HOttrfYA11\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! 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