{"id":3142,"date":"2021-05-18T12:51:01","date_gmt":"2021-05-18T16:51:01","guid":{"rendered":"https:\/\/rockonthemoney.com\/?post_type=podcast&#038;p=3142"},"modified":"2021-05-18T12:51:02","modified_gmt":"2021-05-18T16:51:02","slug":"ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner\/","title":{"rendered":"EP129 &#8211; The correct order of investing; How to pay for a new home air conditioner"},"content":{"rendered":"\n<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com<\/p>\n\n\n\n<p><strong>QUESTION 1<\/strong><br>Our A\/C is on its last leg. We don\u2019t have enough money to cover a new one. We have gotten a couple of quotes. I don\u2019t want to finance it but what are some options you would do.<\/p>\n\n\n\n<p><strong>QUESTION 2<\/strong><br>My husband and I are looking to replace our vehicle in probably about 5-10years. We have 2 boys\u00a0 so we will be living that youth sports life. Any suggestions on midsize vehicles that we can start saving for? We&#8217;re going to buy used of course.<br><\/p>\n\n\n\n<p><strong>QUESTION 3<\/strong><br>Wife and I are in a bit of a pickle. Our car engine is gone(no oil change) and our emergency fund is not going to cover the full job. We aren\u2019t sure what options we should look at. We don\u2019t want to finance the repair nor finance a new car. Please help.<\/p>\n\n\n\n<p><strong>QUESTION 4<\/strong><br>This is my retirement fund with a balance of $312,819. However, I\u2019m still in about 30k debt. Any suggestions!<\/p>\n\n\n\n<p><strong>QUESTION 5<\/strong><br>Tax question: hubby and I went from making just over $100k to $200k this last year. Now we owe an additional $7,000 in taxes. AND can\u2019t use our rental as a right off. Does this sound right to you?<\/p>\n\n\n\n<p><strong>QUESTION 6<\/strong><br>After you\u2019ve maxed out the ROTH IRA what do people do with the remaining money they need to be saving for the 15 percent of their income?\u00a0<\/p>\n\n\n\n<p>**This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and\/or partner links.<\/p>\n\n\n\n<p id=\"block-d89c2b32-593b-49da-b998-d9f0222aa603\"><strong>Sponsored by Choice Realty Connect :<\/strong><a href=\"https:\/\/choicerealtyconnect.com\/\"><strong> https:\/\/choicerealtyconnect.com\/<\/strong><\/a> when you are wanting to buy or sell a home, condo or any type of property. Trust Amanda to help match you with up to 3 top agents in your area.<\/p>\n\n\n\n<p id=\"block-e6b77838-89ae-4c5d-babc-05eca806c10f\"><strong>BESTOW &#8211; Fast, Free Quote on affordable online term life insurance. No exam, no waiting, no hassles: <\/strong><a href=\"https:\/\/tinyurl.com\/y79pywmw\"><strong>https:\/\/tinyurl.com\/y79pywmw<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-dedb4d8f-09c6-482f-b0dc-760d3186f81c\"><strong>WEBULL &#8211; Get 1 FREE stock valued up to $1,200 here<\/strong>: <a href=\"https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn\"><strong>https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-02ef32c6-5ef9-4832-8742-d374394e300b\"><strong>Website: <\/strong><a href=\"https:\/\/netcast.one\/rotm2\/\"><strong>https:\/\/netcast.one\/rotm2\/<\/strong><\/a><br><strong>Subscribe to the podcast &#8211; all links located here: <\/strong><a href=\"https:\/\/linktr.ee\/rocklandusa\"><strong>https:\/\/linktr.ee\/rocklandusa<\/strong><\/a><br><strong>Call us with your questions : 989-888-ROCK (7625)<\/strong><br><strong>Facebook Group: <\/strong><a href=\"https:\/\/www.facebook.com\/groups\/your401k\/\"><strong>https:\/\/www.facebook.com\/groups\/your401k\/<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com QUESTION 1Our A\/C is on its last leg. We don\u2019t have enough money to cover a new one. We have gotten a couple of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2794,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2021\/05\/ROTM-EP129.mp3","cover_image":"","cover_image_id":"","duration":"26:02","filesize":"25 MB","date_recorded":"18-05-2021","explicit":"","block":"","itunes_episode_number":"129","itunes_title":"The correct order of investing; How to pay for a new home air conditioner","itunes_season_number":"","itunes_episode_type":"full","filesize_raw":"26307296"},"tags":[110,145,258],"series":[234],"coauthors":[284],"episode_featured_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/07\/ROTM-EP60-mp3-image.jpg","episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/album-rockonthemoney1410-10.jpg","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/3142\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3142\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-3142-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3142\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3142\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3142\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast\/rockonthemoney","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"SlKQeshm03\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner\/\">EP129 &#8211; The correct order of investing; How to pay for a new home air conditioner<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/ep129-the-correct-order-of-investing-how-to-pay-for-a-new-home-air-conditioner\/embed\/#?secret=SlKQeshm03\" width=\"500\" height=\"350\" title=\"&#8220;EP129 &#8211; The correct order of investing; How to pay for a new home air conditioner&#8221; &#8212; Rock on the Money\" data-secret=\"SlKQeshm03\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! 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