{"id":3242,"date":"2021-12-23T17:20:04","date_gmt":"2021-12-23T21:20:04","guid":{"rendered":"https:\/\/rockonthemoney.com\/?post_type=podcast&#038;p=3242"},"modified":"2021-12-23T17:20:04","modified_gmt":"2021-12-23T21:20:04","slug":"ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments\/","title":{"rendered":"EP151 &#8211; Are International funds a good investment; The best time to contribute to your IRA; End of year extra mortgage payments"},"content":{"rendered":"\n<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com  <\/p>\n\n\n\n<p> **This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and\/or partner links. <\/p>\n\n\n\n<p><strong>QUESTION 1<\/strong><\/p>\n\n\n\n<p>Do you recommend making extra year end mortgage payments for rental properties in order to pay down the mortgage faster?<\/p>\n\n\n\n<p><strong>QUESTION 2<\/strong><\/p>\n\n\n\n<p>Do you guys have a \u201cback up\u201d car in case you need it? My husband and I have three cars (all paid off) and I\u2019m trying to convince him to sell one and he\u2019s afraid to in case we might need it. Is anyone bailing from international funds? I just can\u2019t get a positive return and am thinking of moving it back to regular US based funds.<\/p>\n\n\n\n<p><strong>QUESTION 3<\/strong><\/p>\n\n\n\n<p>Should I sell my Nasdaq Fund in the brokerage account to miss a coming downturn?\u00a0 I doubled the investment already from buying in April 2020.<\/p>\n\n\n\n<p><strong>QUESTION 4<\/strong><\/p>\n\n\n\n<p>Would it be better for me to invest 500\/m into a ROTH IRA, or invest all 6K all at once at the beginning of the year?<\/p>\n\n\n\n<p id=\"block-d89c2b32-593b-49da-b998-d9f0222aa603\"><strong>Sponsored by Choice Realty Connect :<\/strong><a href=\"https:\/\/choicerealtyconnect.com\/\"><strong> https:\/\/choicerealtyconnect.com\/<\/strong><\/a> when you are wanting to buy or sell a home, condo or any type of property. Trust Amanda to help match you with up to 3 top agents in your area.<\/p>\n\n\n\n<p id=\"block-e6b77838-89ae-4c5d-babc-05eca806c10f\"><strong>BESTOW &#8211; Fast, Free Quote on affordable online term life insurance. No exam, no waiting, no hassles: <\/strong><a href=\"https:\/\/tinyurl.com\/y79pywmw\"><strong>https:\/\/tinyurl.com\/y79pywmw<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-dedb4d8f-09c6-482f-b0dc-760d3186f81c\"><strong>WEBULL &#8211; Get 1 FREE stock valued up to $1,200 here<\/strong>: <a href=\"https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn\"><strong>https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-02ef32c6-5ef9-4832-8742-d374394e300b\"><strong>Website: <\/strong><a href=\"https:\/\/netcast.one\/rotm2\/\"><strong>https:\/\/netcast.one\/rotm2\/<\/strong><\/a><br><strong>Subscribe to the podcast &#8211; all links located here: <\/strong><a href=\"https:\/\/linktr.ee\/rocklandusa\"><strong>https:\/\/linktr.ee\/rocklandusa<\/strong><\/a><br><strong>Call us with your questions : 989-888-ROCK (7625)<\/strong><br><strong>Facebook Group: <\/strong><a href=\"https:\/\/www.facebook.com\/groups\/your401k\/\"><strong>https:\/\/www.facebook.com\/groups\/your401k\/<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We have a great lineup of your social media questions. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com **This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and\/or partner links. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2021\/12\/ROTM-EP151.mp3","cover_image":"","cover_image_id":"","duration":"17:58","filesize":"18 MB","date_recorded":"2021-12-23","explicit":"","block":"","itunes_episode_number":"151","itunes_title":"Are International funds a good investment; The best time to contribute to your IRA; End of year extra mortgage payments","itunes_season_number":"","itunes_episode_type":"full","filesize_raw":"18597891"},"tags":[105,168,182,416],"series":[234],"coauthors":[284],"episode_featured_image":false,"episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/04\/album-rockonthemoney1410-10.jpg","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/3242\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3242\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-3242-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3242\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3242\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3242\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast\/rockonthemoney","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"7J168CnSMq\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments\/\">EP151 &#8211; Are International funds a good investment; The best time to contribute to your IRA; End of year extra mortgage payments<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/ep151-are-international-funds-a-good-investment-the-best-time-to-contribute-to-your-ira-end-of-year-extra-mortgage-payments\/embed\/#?secret=7J168CnSMq\" width=\"500\" height=\"350\" title=\"&#8220;EP151 &#8211; Are International funds a good investment; The best time to contribute to your IRA; End of year extra mortgage payments&#8221; &#8212; Rock on the Money\" data-secret=\"7J168CnSMq\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/* ]]> *\/\n<\/script>\n"},"_links":{"self":[{"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/podcast\/3242"}],"collection":[{"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/podcast"}],"about":[{"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/types\/podcast"}],"author":[{"embeddable":true,"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/comments?post=3242"}],"wp:attachment":[{"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/media?parent=3242"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/tags?post=3242"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/series?post=3242"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/netcast.one\/rotm2\/wp-json\/wp\/v2\/coauthors?post=3242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}