{"id":3382,"date":"2023-02-07T12:42:58","date_gmt":"2023-02-07T16:42:58","guid":{"rendered":"https:\/\/rockonthemoney.com\/?post_type=podcast&#038;p=3382"},"modified":"2023-02-07T12:43:01","modified_gmt":"2023-02-07T16:43:01","slug":"ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage","status":"publish","type":"podcast","link":"https:\/\/netcast.one\/rotm2\/podcast\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage\/","title":{"rendered":"EP176 &#8211; Walmart Spark as a side gig; Best time to max retirement accounts; Fastest way to pay off a mortgage!"},"content":{"rendered":"\n<p id=\"block-50ad249c-cb1b-4f24-8d6a-b66b52a7b40f\">Great podcast this week! Many of you are looking for a side gig so we went out and joined Walmart Spark to see what it is like and how much money you can make per day! We also had questions sent into us this week with a common theme around the rising cost of living, looming inflation, gas prices, housing markets, stock market and more. We have received so many positive comments about these episodes. If you have a question for us please email to podcast@rocklandusa.com<\/p>\n\n\n\n<p id=\"block-46c60b77-dbe5-41bc-9758-0bfcc7889904\">**This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and\/or partner links.<\/p>\n\n\n\n<p><strong>QUESTION 1<\/strong><br>Is it better to max out Roth deposits in the beginning of the year.\u00a0 If I plan to invest 1,200 into the market every month,\u00a0 put all of it in the Roth until I reach 6,000 then put all of it in individual accounts.\u00a0 Invest into both individual and Roth accounts and max out Roth in December? Or does it not matter and I am overthinking.<\/p>\n\n\n\n<p><strong>QUESTION 2<\/strong><br>What are the quickest ways to pay off a mortgage?<\/p>\n\n\n\n<p><strong>QUESTION 3<\/strong><br>Found out today that we could sell our home and with our equity could pay off ALL of our debt and still have almost $100, 000 to put down on a smaller home. We will obviously\u00a0 make our own decision for our family but I&#8217;m curious, would you do it if you were in our position?<\/p>\n\n\n\n<p><strong>QUESTION 4<\/strong><br>So anyone debt free have a hard time spending $$. We just don\u2019t know what retirement will look like so we just keep saving. Do you have a hard time getting out of the beans and rice mentality? We give more to things but we are personally still not spending on ourselves.<\/p>\n\n\n\n<p id=\"block-a4112560-a8fe-40b9-bbc6-56d7b04e6869\"><strong>Sponsored by Choice Realty Connect :<\/strong><a href=\"https:\/\/choicerealtyconnect.com\/\"><strong> https:\/\/choicerealtyconnect.com\/<\/strong><\/a> when you are wanting to buy or sell a home, condo or any type of property. Trust Amanda to help match you with up to 3 top agents in your area.<\/p>\n\n\n\n<p id=\"block-cec7977f-783e-4e4c-a86f-b360b3640e04\"><strong>BESTOW &#8211; Fast, Free Quote on affordable online term life insurance. No exam, no waiting, no hassles: <\/strong><a href=\"https:\/\/tinyurl.com\/y79pywmw\"><strong>https:\/\/tinyurl.com\/y79pywmw<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-d640cfef-d29b-49f2-ad31-4ae2cb167732\"><strong>WEBULL &#8211; Get 1 FREE stock valued up to $1,200 here<\/strong>: <a href=\"https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn\"><strong>https:\/\/act.webull.com\/kol-us\/share.html?hl=en&amp;inviteCode=HvpbX35EsVmn<\/strong><\/a><\/p>\n\n\n\n<p id=\"block-ece9d75f-c172-4490-9f6b-81b7a204b414\"><strong>Website: <\/strong><a href=\"https:\/\/netcast.one\/rotm2\/\"><strong>https:\/\/netcast.one\/rotm2\/<\/strong><\/a><br><strong>Subscribe to the podcast &#8211; all links located here: <\/strong><a href=\"https:\/\/linktr.ee\/rocklandusa\"><strong>https:\/\/linktr.ee\/rocklandusa<\/strong><\/a><br><strong>Call us with your questions : 989-888-ROCK (7625)<\/strong><br><strong>Facebook Group: <\/strong><a href=\"https:\/\/www.facebook.com\/groups\/your401k\/\"><strong>https:\/\/www.facebook.com\/gro<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Great podcast this week! Many of you are looking for a side gig so we went out and joined Walmart Spark to see what it is like and how much money you can make per day! We also had questions sent into us this week with a common theme around the rising cost of living, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2794,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2023\/02\/ROTM-EP176.mp3","cover_image":"","cover_image_id":"","duration":"26:13","filesize":"25 MB","date_recorded":"2023-02-07","explicit":"","block":"","itunes_episode_number":"176","itunes_title":"Walmart Spark as a side gig; Best time to max out retirement accounts; Fastest way to pay off a mortgage!","itunes_season_number":"","itunes_episode_type":"full","filesize_raw":"26549645"},"tags":[105,119,168,182,207,347],"series":[],"coauthors":[284],"episode_featured_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/07\/ROTM-EP60-mp3-image.jpg","episode_player_image":"https:\/\/netcast.one\/rotm2\/wp-content\/uploads\/2020\/07\/ROTM-EP61-mp3-image.png","download_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-download\/3382\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage.mp3","player_link":"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3382\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage.mp3","audio_player":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-3382-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3382\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage.mp3?_=1\" \/><a href=\"https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3382\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage.mp3\">https:\/\/dts.podtrac.com\/redirect.mp3\/netcast.one\/rotm2\/podcast-player\/3382\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage.mp3<\/a><\/audio>","episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/netcast.one\/rotm2\/feed\/podcast","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"NWm909Xz3K\"><a href=\"https:\/\/netcast.one\/rotm2\/podcast\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage\/\">EP176 &#8211; Walmart Spark as a side gig; Best time to max retirement accounts; Fastest way to pay off a mortgage!<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/netcast.one\/rotm2\/podcast\/ep176-walmart-spark-as-a-side-gig-best-time-to-max-retirement-accounts-fastest-way-to-pay-off-a-mortgage\/embed\/#?secret=NWm909Xz3K\" width=\"500\" height=\"350\" title=\"&#8220;EP176 &#8211; Walmart Spark as a side gig; Best time to max retirement accounts; Fastest way to pay off a mortgage!&#8221; &#8212; Rock on the Money\" data-secret=\"NWm909Xz3K\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! 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